Since automatic enrolment, the decision regarding workplace pensions comes down to how much should be contributed. Workplace pensions need to be reviewed regularly in line with an ever-changing body of legislation and to check they're delivering value for money. Organisations should invest in effective employee communication and guidance, not only to meet legal requirements and ensure staff understand their pension and retirement options and the decisions they need to make, but also to raise awareness of the value of the benefit on offer.

This factsheet explores the different types of workplace pension and the UK legislation governing them. It addresses strategic issues with a series of questions and reflections to use when reviewing current arrangements.

This factsheet was last updated by Charles Cotton: Senior Performance and Reward Adviser, CIPD

Charles directs CIPD’s research agenda and public policy on performance and reward. He speaks for CIPD at government consultations on topics such as, pensions, retirement, CEO remuneration, low pay and employee tax.  

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